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Obviously being a performance car, insurance is a big factor
when it comes to costing out the ownership. However, depending on your circumstances there
are means of reducing cost. Bear in mind that should you damage your TVR, repairs will not be quick. Damage to the bodywork may require a new GRP moulding to be made by the factory. If you damage the chassis, then the car is very likely to be written off. (Do not buy a car with a repaired chassis) Classic InsuranceIf you're buying an 'S' for use as a second car, then consider insuring it as a classic. When I enquired ClassicLine (01455 891330) would insure my S4 as a 'future classic'. They offered a limited mileage policy (up to 7500 per year) with agreed value. My policy was quoted at £375, almost £300 less than all the other quotes I obtained. Another advantage is that No Claims Discount is not taken into account and can therefore still be used on your main car. However if you want to maintain your NCD, then it gets more complex. Give them a call for details. TVR InsuranceTVR Insurance (part of A One Insurance) include track day cover and provide policies from Norwich Union. Mention this website to get a discount. (www.tvr-insurance.co.uk or 0800 279 19 20). Competition/Track Day CoverAnother factor to take into account are coverage for trackj days. If you're tempted to take your car onto the track, ensure that you've got cover. If your regular insurer won't cover you then you can obtain cover for a day at a time via specialist insurers. |
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